Baccarat side bets
See when each baccarat side bet wins, what it pays, how often it hits and how much more it costs than a Banker bet.
Baccarat pair bet: Player pair and Banker pair
The Player pair wins when the Player's first two cards have the same rank, like two eights. The Banker pair works the same way with the Banker's first two cards.
Both pay 11 to 1. A Player pair shows up in about 7.47% of hands, and the house edge is 10.36%.
The pair bet is settled on its own: in the hand above Banker wins seven to six, but the Player pair still pays.
What is a dragon bet in baccarat: Dragon 7 explained
Dragon 7 is an EZ Baccarat side bet. It wins when Banker wins with a total of seven made from three cards, like three plus two plus two above.
It pays 40 to 1, wins in about 2.253% of hands and has a house edge of 7.61%.
More about the no-commission game: EZ Baccarat.
Panda 8 side bet
Panda 8 is the second EZ Baccarat side bet. It wins when Player wins with a total of eight made from three cards, like two plus three plus three above.
It pays 25 to 1, wins in about 3.454% of hands and has a house edge of 10.19%.
Side bets vs the Banker bet
| Bet | Pays | Wins | House edge |
|---|---|---|---|
| Banker | 1 to 1 (push on a three-card 7) | 45.86% | 1.02% |
| Player | 1 to 1 | 44.62% | 1.24% |
| Tie | 8 to 1 | 9.52% | 14.36% |
| Dragon 7 | 40 to 1 | 2.25% | 7.61% |
| Panda 8 | 25 to 1 | 3.45% | 10.19% |
8 decks, exact count of every possible deal. Ties push Banker and Player bets.
- Banker – house edge 1.06%
- Dragon 7 – house edge 7.61%
- Panda 8 – house edge 10.19%
- Player or Banker pair – house edge 10.36%
Every side bet costs much more per hand than Banker. A big payout does not make up for how rarely these bets win, and over time the house edge wins on all of them.
Compare all bets on the baccarat odds page.
Perfect Pair and other side bets
Read the pay table on the table before any side bet – the same bet name can pay differently from one table to the next.
- Perfect Pair – pays when the first two cards are the same rank and the same suit; some versions also pay for any pair.
- Winning-margin bets – some Dragon side bets pay more the bigger your hand wins by.
These bets use different pay tables at different tables, so their odds change too. The simulator does not calculate them.
Questions
What is a dragon in baccarat?
In EZ Baccarat, Dragon 7 is a side bet that wins when Banker wins with a three-card total of seven. It pays 40 to 1, hits in about 2.253% of hands and has a house edge of 7.61%.
What is perfect pair in baccarat?
Perfect Pair is a side bet that pays when the first two cards are the same rank and the same suit. Pay tables differ from table to table, so always read the table's pay table first.
Does the baccarat pair bet win if my main bet loses?
Yes. The pair bet only looks at the first two cards of Player or Banker, so it pays 11 to 1 no matter who wins the hand.
Is the baccarat pair bet a good bet?
It has a house edge of 10.36%, while the Banker bet has 1.06%. Like every bet, it loses over time, but it loses much faster than Banker.